New Delhi, Feb. 6 -- If you aspire to invest in India you have many different investment options. Fixed deposits, equities, mutual funds, gold, other commodities etc. These are all different kinds of asset classes.

Now fixed deposits which are a unique investment asset class is a favored investment choice due to their stability and predictable returns. Since life is unpredictable that is why it is often seen that there are times when due to emergencies of different kinds like medical, financial etc., money is needed.

So to meet such sudden, unplanned liquidity needs even before one's fixed deposit matures there is an option of borrowing money by keeping one's fixed deposit as a collateral.

Hence, simply put, some financial institutions...