New Delhi, Feb. 19 -- You are in the Rs.12 lakh bracket and dreaming of a salary appraisal. Don't let income tax worries hold you back! Under the new income tax regime for 2025-26, you can pay zero income tax even with a Rs.14.65 lakh salary. Under the new income tax regime, you must utilise deductions strategically to achieve a zero tax liability with a Rs.14.65 lakh salary. So, even if your income rises, you can keep more money in your pocket. Here's how.

Abhishek Soni, CEO and Co-founder of Tax2win, explains how salaried employees with a Cost to Company (CTC) of Rs.14.65 Lakh can pay zero tax under the new income tax regime. Here's a breakdown.

Annual Income (CTC): 14,65,000

Basic Salary (50% of CTC): 7,32,500

NPS Employer Contribu...