New Delhi, April 21 -- A comparison of FY25 results of India's two largest private sector lenders by total assets shows ICICI Bank continues to maintain its lead over the top player, HDFC Bank, in some key parameters. Both declared results on 19 April.

ICICI Bank's FY25 net interest margin (NIM) stood at 4.3% versus 3.5% of HDFC Bank, which is struggling to regain its mojo to reach the 4.1% NIM achieved in FY23 just before its merger with HDFC. Even when it comes to return on average assets (RoAA), ICICI Bank is ahead at 2.4% for FY25 versus 1.9% RoAA of HDFC Bank. In terms of balance sheet size, ICICI Bank's total assets rose 13% in FY25 vis-a-vis the single-digit growth of 8% for HDFC Bank.

HDFC Bank grew its advances (including secur...