New Delhi, May 1 -- ICICI Bank offers a seamless process for securing personal loans to meet diverse financial needs, such as education, surgeries, weddings, medical emergencies or home reconstruction.

The bank provides loans of up to Rs.50 lakh or more, with repayment tenures ranging from 12 to 72 months. The loan terms depend on several factors, including the applicant's income, age, eligibility, past repayment history, credit score, and total debt-to-income ratio.

Let us now discuss how you can get your ICICI Bank personal loan approved and disbursed in seven easy steps.

You can use the eligibility tools provided by ICICI Bank to determine your eligibility for a specific loan product.

Generally, salaried individuals aged 23 to 58 y...