New Delhi, July 3 -- Every March, the same story repeats.I open YouTube and search:"How to save tax?"Soon, I'm watching five different videos giving five different strategies. One suggests ELSS, another pushes insurance, and yet another is throwing formulas like a coaching class. By the end, I'm more confused than when I started.

So this year, I tried something different.

I opened an AI assistant and typed a simple prompt:"My CTC is Rs.15,00,000. Can you help me save tax for FY 2024-25?"

The result? A clear, personalised roadmap I could actually use.

Nothing unusual - just a typical mid-level salaried setup:

Like many, I assumed this was already tax-efficient. But after digging deeper, I found room for improvement.

The tool asked a ...