New Delhi, Nov. 13 -- With digital transactions soaring in the country, safeguarding your credit cards has never been more important. Scamsters are using unique and never-before-seen ways to con innocent victims and misappropriate funds.

This makes it essential for credit card holders to understand that credit cards are debt instruments and to protect their confidential information, such as the CVV, ATM PIN, and OTPs. Here are key steps borrowers should adopt to protect their financial integrity.

In conclusion, by combining vigilant monitoring, secure transaction practices, and awareness of your rights as a cardholder, you can significantly reduce the risk of fraud and misuse. Staying updated on the latest guidelines from the RBI and yo...