New Delhi, Feb. 17 -- A loan is generally needed for living a better life and meeting immediate requirements such as education, health, home purchases etc. Hence, if you are considering an HDFC Bank personal loan here's a comprehensive guide:

This is an unsecured loan. That is why you are not required to pledge any assets as collateral. Further, approval and clearance for this loan is based on your creditworthiness and income. HDFC Bank offers Xpress personal loans. This segment provides for loans up to Rs.40 lakhs with flexible repayment options.

Interest rates under the HDFC Bank Xpress personal loan segment range from 10.85% to 24.00% (fixed rate). Processing fees can be up to Rs.6,500 + GST. Further, stamp duty is charged as per app...