New Delhi, Feb. 5 -- A health insurance premium is the amount of money a person pays to a health insurance company for health care coverage. Premiums can be paid monthly or annually. This depends on the kind and duration of health insurance opted by the consumer.

Some of the leading health insurance companies in India are: HDFC Ergo, Aditya Birla Health insurance, TATA AIG General, ICICI Lombard among others.

Now it is crucial to remember that you need to clearly check the claim settlement ratio, solvency ratio, and number of hospitals in the network before applying for a health insurance cover.

Now once you have selected the desired company and policy after much research then comes the option of methods through which you can look to r...