New Delhi, Jan. 4 -- Asset allocation is key to generating wealth, and 2025 is a prime example to stress this point. Amid the clear outperformance by precious metals, any investor with just an equity-leaning portfolio has spectacularly missed out on the once-in-a-lifetime opportunity to tap into bullion gains.

Silver and gold prices recorded their best bull runs in 46 years, stressing the point of diversification in a portfolio as the returns offered by these precious metals helped offset the tepid and in some cases (such as small-caps) negative or no returns.

Silver prices zoomed 164% last year while gold rallied 73%. The Nifty 50's10.5% returns appear minuscule amid this sharp climb. Now, with the onset of 2026, investors once again h...