New Delhi, April 10 -- Your credit card is a tool that helps you in spending first based on your credit and then making the re-payment later on. That is why tools such as credit cards, personal loans etc., are all credit instruments.

They come with the potential of providing you with credit lines i.e., the opportunity to use loaned funds based on your credit and then repay the same at a later date. This looks lucrative and comforting still it comes with its set of risks such as higher interest rates, adverse impact on credit scores and difficult repayment terms.

That is why to manage your credit limit efficiently in 2025, Kotak Mahindra Bank has introduced several crucial ways through which you can enhance your Kotak Mahindra Bank credi...