New Delhi, June 4 -- Amid plenty of options to choose from, it is common to get spoilt for choice when it comes to credit cards. For different people, there are different reasons to pick a card. Some cardholders want a card for lifestyle benefits while others opt for a card for cashbacks.

Therefore, choosing the rightcredit card for you is dependent on your lifestyle which includes spending habits, future goals, and personal preferences.

1.Check your spending habits: First you need to look at your monthly expenses to identify where you spend the most. It could be, for instance, groceries, and eating out. You may consider a cashback card. On the other hand, if you spend on travel (including flights and hotels), you may consider applying ...