New Delhi, June 30 -- Choosing the right credit card can help you maximise savings and rewards. With many options available, finding one that suits your lifestyle is more important than ever.

Rather than settling for a generic card, it is better to align your selection with how you spend. This way, you gain more value without unnecessary charges or features.

Before selecting acredit card, evaluate your monthly expenses. Track where you spend the most-be it groceries, travel, dining, shopping, or fuel. Knowing your spending pattern helps you identify which card category will reward your habits. For instance, a cashback card suits everyday purchases, while travel cards benefit frequent flyers.

If you spend more on fuel, a co-branded fuel...