New Delhi, May 30 -- In today's world, passive income is the ultimate financial superpower. Whether you're a retiree, a professional planning early retirement, or simply want your money to work for you, one tool stands out: the Systematic Withdrawal Plan (SWP).

Here's a breakdown of how SWP can give you regular income, capital growth, and peace of mind-all at once.

1. What is Passive Income?

* Income earned without active involvement.

* Examples: Rental income, dividends, royalties, and SWP from mutual funds.

2. Why SWP?

* SWP allows you to withdraw a fixed amount monthly or quarterly from mutual funds.

* Your capital stays invested and keeps growing while you receive regular income.

3. The 7% Withdrawal - 5% Growth Strategy

* In...