New Delhi, April 4 -- To lay the groundwork for future financial goals, students need to build a robust credit score. This helps them maintain a clean credit profile and boosts their repayment capacity.

A clean credit profile and strong credit score, anything above 750, helps immensely when applying for loans and new credit cards, renting apartments or even securing reputable jobs.

A good credit score reflects responsible money management and planning. It also opens the door to better financial products, lower interest rates and higher credit limits on future loan and credit card applications.

Here, we discuss five practical strategies that can help students build and establish a healthy credit score from the very early years of their ...