New Delhi, July 8 -- If you have worked with multiple employers and consolidated your provident fund accounts while switching jobs, you could face a rude shock when filing a withdrawal claim. This is one of the many reasons PF claims are rejected. Depending on the complexity, the process to resolve it could take months or even years.

Dubai-based Deepak Bhatter (43) found a way out and processed his claim in two months. What's surprising is that Bhatter worked with just one employer for 17 years before turning entrepreneur in 2022. Even then, his PF withdrawal was rejected.

"I had gone abroad for 18 months after an inter-company transfer. PF contributions had not happened during that period. EPFO rejected my claim, saying my PF records s...