New Delhi, March 4 -- The Indian credit card market as of March 2025 continues to grow at a fast pace, with estimates predicting a spectacular growth in card volumes in the future. But how many credit cards do you need?

Now it is a given that there is no single answer to this, it varies based on spending patterns, payment capability, investment goals and financial objectives.

Having more than one credit card can help in numerous ways, such as easier access to higher credit and customised rewards. For example, a frequent traveller can be helped by a travel card with air miles and lounge membership, and another card for cashback on everyday spending such as groceries or petrol. Most Indian banks, such as HDFC Bank and SBI Card, have speci...