New Delhi, Sept. 9 -- Consistently improving your credit score has now become indispensable. It gains even more importance as a high credit score increases the chances of securing personal loans, credit cards, and other credit lines on better terms and conditions.

Lending, particularly personal loan distribution, is on the rise due to increasing digital transformation, evolving consumer needs, and consistent efforts by lending institutions to attract more clients. This brings to mind the essence of individuals' creditworthiness and repayment histories, because without a solid credit profile, securing new loans is nearly impossible.

"A higher credit score reflects financial discipline and directly boosts your borrowing power. It assures ...