New Delhi, June 26 -- Do you use any of the popular UPI services such as BHIM, Google Pay, PhonePe or Paytm and are accustomed to using credit cards at the same time?

Well, you can literally have the best of both worlds. You can do this simply by linking your credit card to theUPI service. If you do this, you can make a payment through any of these online payment platforms, but the transaction is routed through acredit card.

What are its advantages? First, you can avoid your bank account getting debited then and there at the time of making the payment. Second, your bank statement will not record all the sundry transactions which you carried out through UPI service. It will only record the credit card bill payment.

I. You can make payme...