New Delhi, Feb. 18 -- Your financial well-being depends on having an accurate credit report. Errors can harm your credit score and impact your potential to secure loans or credit cards.

A credit score dispute is a process through which you can raise disputes or inaccuracies in your credit report that may negatively impact your creditworthiness. The errors are primarily related to false personal information, unauthorized accounts, or erroneous payment history. To dispute, you must write to your respective credit bureau aided with supporting documents to confirm the error.

Further, the bureau will then examine your complaint, normally within 30 days, and correct the report if your complaint is fair and legitimate. Resolving disputes early...