New Delhi, Jan. 30 -- If you currently have apersonal loan request pending and are unable to raise the required amount, then it could be either because yourcredit score or your income is too low that you failed to convince the bank's credit department. So, what could be the alternative in this case?

You could raise your income so that your profile gets accentuated further, thus improving your chances of raising a loan in the near future. You can take the following steps to raise your income.

I.Side gig:You can indulge in a side gig to raise your income. Being involved only in a full time job is a passe now. The growing trend is to increase your income streams so that you don't rely only on your salary to remain financially sound.

II.Cl...