New Delhi, Dec. 11 -- Owning a house is a dream for many. Whether you are buying a home through a loan or using your own savings, it is important to assess the total cost of acquiring the property.

When you visit a property builder or seller, most of the time, they will tell you the base price of the property. However, there are several other costs to be kept in mind, such as registry costs, property taxes, homeowners' insurance, interest and processing charges on a home loan, the cost of interior modifications, and so on.

The actual cost of owning a house can vary significantly depending on several factors, including the property's location, price of the home, financing terms, utilities, maintenance, etc. A breakdown of the primary cos...