New Delhi, Aug. 28 -- In the annals of war strategy, few tales are as legendary, or as deceptive, as the Trojan Horse. After a tiring and fruitless 10-year siege of Troy, the Greek army appeared to retreat, leaving behind a giant wooden horse as a peace offering. The Trojans, confident of their victory, got curious about the gift and brought it inside the city walls. That night, Greek soldiers hidden within the horse crept out and opened the gates for their army, leading to Troy's downfall.

The lesson to learn is that what appears harmless, even celebratory on the surface, can conceal hidden dangers within. A similar scenario unfolds in the world of mutual fund investing.

A couple of months back, a senior executive - let's call him Raje...