New Delhi, Feb. 14 -- There are broadly three ways to approach investing.

The first involves doing your homework (reading company reports, analysing mutual funds, keeping tabs on the economy) before deciding which stocks or funds to invest in. This may sound straightforward, but the reality is only a few are cut out for this kind of investing. For most, the second option is more realistic - outsourcing these decisions to an investment advisor or fund manager.

There's a third way, though, which involves listening to market experts and combining their insights with your own research. However, this is a tricky boat to be on, because no matter what your opinion on any matter, you can always find a star fund manager who has the same view. Co...