New Delhi, March 20 -- HDFC Bank offers personal loans at competitive interest rates for people who are looking for quick cash to cover their sudden expenses. The interest rates offered on your personal loan directly impacts your EMI repayments. A higher interest rate attracts a higher EMI for your loan repayment.

If you are considering applying for an HDFC Bank personal loan, it is important that you understand the interest rates and processing fees offered by the bank so that you can compare and get the best deal for you.

Credit score: When your credit score is taken into consideration to determine personal loan eligibility, HDFC Bank has a minimum requirement of 720 and higher. You must also note that higher credit scores get loans a...