New Delhi, March 28 -- If you need to pay a large expense on your HDFC Bank credit card, one of the best ways to manage the expense over a period of time is to convert the credit card purchases to Equated Monthly Installments (EMI). HDFC Bank offers SmartEMI facility to cardholders wherein eligible transactions can be converted into EMIs.

Note: Unbilled amounts only can be converted to SmartEMI through NetBanking. For billed amounts, use PhoneBanking.

Note: This method helps in the easy and structured management of credit card payments through EMIs.

Note: The interest rates and charges may vary based on the card variant as well as the bank's policies. For the updated rates, refer to the bank's website.

Source: Paisabazaar

Credit limi...