New Delhi, May 12 -- Imagine asking your phone, "Can I afford a Goa vacation this month and still invest enough?" Within seconds, an app analyses your income, expenses, and investments, offering a tailored budget. The twist? Your advisor isn't a human-it's Generative AI (GenAI), the technology powering popular chatbots like ChatGPT.

This futuristic scenario is already becoming a reality for Indian investors. GenAI is different from traditional AI-it doesn't just analyse data; it creates content like financial advice, market summaries, or personalised budgets instantly. India, now the fastest-growing market for ChatGPT, highlights how rapidly this tech is penetrating everyday financial decisions.

From fintech startups to traditional bank...