New Delhi, June 16 -- If you are looking for a good credit card, remember that it ticks most, if not all, boxes. There are certain important characteristics which a good credit card should possess.

Based on your specific circumstances, you should choose the one which meets these qualities. For instance, it has a reasonable interest rate, lowannual charges, offersreward points and offers good service.

To make the most of acredit card, one should make sure that it meets following characteristics.

I.Annual charges: The credit card should have lowannual charges. You can enquire about it before applying for it. However, some premium credit cards have high annual charges, but they provide premium services against those charges. So, one shoul...