New Delhi, Nov. 28 -- Maintaining a strong credit score is critical at every stage of adult life. Starting from early career years at 25 to the rep-retirement phase, i.e., the age of 60. As the nation's financial ecosystem continues to evolve, becoming more advanced, digital, and credit-driven, lenders become increasingly reliant on credit scores.

CRIF High Mark, Equifax, Experian, and CIBIL are among the most reputable credit bureaus in the nation, providing credit scores that span various levels. Generally, a score above 750 is considered strong, making it easier to avail personal loans, home loans, and credit cards. Still, a large portion of the population continues to remain outside this system, creating a gap between credit availabi...