New Delhi, May 20 -- Fixed deposits have long been a preferred choice for Indian savers seeking safety, assured returns, and peace of mind. With fixed interest rates and guaranteed maturity payouts, FDs offer a solid financial foundation-especially for those who prefer risk-free options. But with inflation on the rise in recent years, many are wondering: Are FDs still worth it?

The short answer is yes-especially when you choose high-return options like theBajaj Finance Fixed Deposit, which now offers interest rates of up to 7.95% p.a. for senior citizens and up to 7.40% p.a. for non-senior citizens. Here's how you can still beat inflation with the right FD strategy.

A fixed deposit (FD) allows you to invest a lump sum for a fixed tenure...