New Delhi, March 28 -- Personal loans are a smart choice if you are in need of instant cash and do not have assets to give as collateral. These loans provide instant disbursement with minimal paperwork so that you can give quick access funds. If you are planning to borrow a personal loan in March 2025, here's a list of the top banks offering low interest rates on personal loans:

Repayment tenure: Up to 6 years

Maximum loan amount: Rs.40 lakh

Processing fee: Rs.6,500

Repayment tenure: Up to 6 years

Maximum loan amount: Rs.50 lakh

Processing fee: Up to 2% of the loan amount

Repayment tenure: Up to 6 years

Maximum loan amount: Rs.35 lakh

Processing fee: Up to 5% of the loan amount

Repayment tenure: Up to 5 years

Maximum loan amoun...