Diwali 2025, Oct. 17 -- Thinking of getting that shiny new smartwatch, the latest Apple iPhone 17, or maybe that luxury sedan car you've been eyeing? Wait. As the festive season reached its peak, financial prudence must be your guiding light. Diwali often tempts credit card users to spend lavishly on gifts, gadgets, travel and gold. Still, it is always prudent to be cautious and not overextend the credit limit provided by your credit card-issuing financial institution.

If proper due diligence is not practised during the festive season, it can damage your credit profile and your peace of mind in the long run. It can also derail the long-term financial goals you have planned.

Hence, let us understand why Diwali is not the best time to max...