New Delhi, Oct. 13 -- As we build up to Diwali 2025 and the enthusiasm lights up the markets, banking institutions and e-commerce platforms are rolling out glittering credit card offers and deals to lure new customers.Still, beneath the sparkle lie financial pitfalls, complications, and the threat of debt that can burn through post-festival budgets faster than diyas and crackers. Here are five credit card traps you must understand and guard against.

Plan your Diwali expenses carefully. Use only 30-40% of your total credit limit, and if in doubt, consult a certified financial advisor. Doing so ensures your Diwali stays bright without the burden of debt.

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