New Delhi, April 21 -- India's digital transition in the financial sector has been one of the most striking developments of the last decade. With growing penetration of smartphones, rapid adoption of UPI (Unified Payments Interface), Aadhaar-enabled payment systems, and proliferation of fintech platforms, the country has embraced a digital-first approach to financial inclusion.

Much of this transition has been lauded for its ability to bring the unbanked into the formal banking system and for making financial transactions seamless, transparent, and accessible. However, this transformation has not been uniformly experienced across demographics and population. One segment that remains noticeably absent in this digital narrative is India's ...