Dhanteras 2025, Oct. 17 -- As the festive shopping season kicks in, many households are tempted by attractive sales, cashback offers, and big-ticket purchases. To meet these expenses, personal loans often become the go-to option, but financial experts urge caution.

Personal loans are often taken in such cases to fulfil long-pending desires and meet unexpected cash requirements. Still, financial experts caution borrowers to carefully consider and evaluate their repayment potential before applying for a new loan to prevent long-term financial complications.

Given that attractive festive loan offers are likely to flood the market with lower interest rates and seamless approvals, aspiring borrowers must exercise caution and conduct thorough...