New Delhi, April 28 -- If you default on your SBI credit card payments, especially with major credit card issuers like SBI or other leading banks and NBFCs, then you can face grave economic and legal consequences.

The problems can go much beyond financial and legal issues. Some credit providing institutions also initiate the recovery of funds through trained recovery agents. Credit cardholders must know these implications and manage their finances efficiently and responsibly.

Let us discuss basic challenges, legal consequences, and long-term implications on credit scores, along with how individuals' financial borrowing is negatively compromised if they are found missing SBI credit card repayments.

Missing a credit card payment can trig...