New Delhi, June 25 -- While there are credit cards for almost every spending need these days, is it possible to have one that matches your specific personal requirements? Build Your Own Credit Card (BYOC) or customised credit card allows you to do just that. BYOC enables you to customise various aspects of your credit card to suit your preferences and needs. You can choose the reward structure, card design and billing cycle. Here is a primer on how BYOC or customised credit cards work, its features and advantages.

As the name implies, a customised credit card allows you to choose the reward structure, card design and billing cycle. It also offers the flexibility of redeeming reward points in ways that benefit you the most. You will have ...