New Delhi, Feb. 11 -- Your credit score plays an important role in determining your eligibility for loans as well as credit cards. A healthy credit score helps you attract low interest rates on your loan applications.

However, if you currently have a low credit score, you can take mindful steps to improve it significantly. Credit scores typically range from 300-900. In this guide we'll explore effective ways to boost your score by 200 points within 30 days.

Payment history: Timely payments on credit cards, loans, and other borrowings.

Credit utilisation ratio: The amount due on credit cards divided by your credit limits.

Credit history length: The average age of your credit accounts.

Credit mix: A mix of credit cards, loans, and othe...