New Delhi, Feb. 14 -- Discovering unauthorized queries in your credit report is a gut punch. It can signal potential fraud and impact future access to credit. Time counts to protect your financial well-being.

Therefore, don't forget to pursue your respective credit bureau on your dispute, keeping proper records of all documents and communications.

Prompt action is necessary to remove unauthorized inquiries, safeguarding your credit score, credit profile and overall financial health. Besides fraud settlement, it is also essential to ensure responsible financial management. Payment record and a mix of different credit types can all cumulatively lead to a good credit score.

Published by HT Digital Content Services with permission from MIN...