New Delhi, Oct. 16 -- Wealth and credit advisors often recommend that individuals check their credit reports from time to time. It is advised to review the report at least once a year. When you check your report, it's not just about the score but also an array of other entries.

Reports are updated fortnightly based on data from various lenders, such as banks and NBFCs, and cover activity from the past seven years. Lenders may be required to submit credit information to credit information companies (CICs) on a weekly basis instead of the current fortnightly schedule, given the increasing reliance on credit information reports. Read this Livemint article for details.

Personal details: This will have personal details such as name, address,...