New Delhi, April 15 -- A high credit score is important for the customers to negotiate better loan conditions with the lender including lower interest rate, long tenure and high amont, among other factors.

There are occasions when an investor is regular in making his credit card bill payments on time, still struggles to improve the score. Additionally, there could be times when improving the score is totally unrelated to default in payment. Here we give some valuable tips, which are nothing short of masterstrokes, that can help you improve your credit score:

I. Maintain a healthy credit mix: First and foremost, you must make sure to maintain a healthy credit mix. This means rather than depending on one form of borrowing, say credit card...