New Delhi, March 18 -- Whether it is about raising a loan or applying for a freshcredit card, what banks tend to check before they approve your application is the level of your credit score. Ahigh credit score not only helps you secure a loan on convenient terms, but it also enables you to get it at a lower rate of interest.

It is recommended to check your credit score on a timely basis, and if your score falls in the category of not-too-impressive, say, it isbelow 650 - you need to get your act together and do something about it. Here we share a few useful and actionable tips which can help you improve your score considerably.

I.Pay your bills on time:First and foremost, you must make sure to clear your bills on time. Regardless of the...