New Delhi, Dec. 30 -- In today's rapidly evolving credit environment, securing a credit card and using it properly can boost financial stability. Still, it has been observed that several applicants face unexpected rejections when trying to secure credit cards.

This makes it essential for aspiring credit card applicants to understand the fundamental reasons for such rejections, as it can help not only improve approval chances but also strengthen their credit profile. Below are a few reasons why one's credit card application can get rejected.

A credit card application is closely tied to your credit history:

Your ability to repay is fundamental:

Too many liabilities, pending loans can dampen approval chances:

Accuracy matters in every s...