New Delhi, Sept. 18 -- A growing number of aspiring credit card applicants are seeking financial flexibility, ease of use, and smooth approval without necessarily linking their accounts to conventional banking. With the advancement of technology and the focus of the government and allied institutions on financial inclusion, this task has now become easier for applicants to accomplish.

Applicants can secure credit cards even without a bank account by understanding a few basic points and applying them properly while submitting their credit card applications. Before securing any credit instrument, like a new credit card or a personal loan product, applicants should first clearly understand the entire repayment process and product management...