New Delhi, April 15 -- Credit cards come with a host of benefits including rewards and cashbacks. If used wisely, they help you in managing your expenditure and income efficiently. But what if you find that the credit card that you own is not enough to cover your expenses. You should go for a limit enhancement on your credit card if your credit utilisation ratio (CUR) exceeds 30% on a regular basis.

For instance, if your credit card limit is Rs.2 lakh for a cycle and if your monthly credit card bill exceeds Rs. 60,000 regularly, you should apply for an enhancement. But you have to make sure that you have enough income to pay your credit card bills on time. Here is a guide on credit card limit enhancement, its benefits and who should opt ...