New Delhi, March 27 -- Health risks increase with age. Even if you have been maintaining a healthy lifestyle over the years, your immunity weakens after the age of 60, making you vulnerable to a host of illnesses. A single hospitalisation can lead to financial distress. This is where senior citizen health insurance helps. However, many senior citizens face challenges in affording the premium, which increases with age. While we cannot do anything about age and rising health insurance costs, we can certainly take some measures to ensure senior citizens are able to afford the premium.

Due to the increased health risks, senior citizens have to pay a higher health insurance premium. However, there are ways to reduce the costs of senior citize...