New Delhi, Jan. 15 -- Richika Dadheech, Founder and Managing Director (MD) of FiatPe, believes real-time policy updates around data protection, compliance, and innovation have helped UPI become a globally recognised platform, while zero MDR has played a critical role in accelerating adoption. She believes different pricing for high-volume transactions can help payment systems stay secure and reliable, support long-term investment, and still remain inclusive. In an interview with Mint, Dadheech shared her views on expectations of the fintech industry from Budget 2026, key challenges the industry is facing, and how AI is shaping the industry.

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India's digital payments ecosystem is undergoing rapid growth, and a key reason ...