New Delhi, March 5 -- Someone once said, "Investing during a crisis is overrated, while investing during confusing times is underrated."

The idea of making a fortune by investing at the bottom of a crisis is often glorified, fostering the belief that wealth is built by timing market downturns with precision. Stories of investors who seized opportunities during market collapses create the illusion that waiting for the next major crisis-and deploying capital at exactly the right moment-is the key to success.

While having cash during a crisis is essential, it is ineffective without the conviction to invest.

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