New Delhi, Aug. 4 -- If you need quick money without any collateral, personal loans are a common option. In August 2025, several banks are offering different interest rates and processing fees to attract borrowers.

The Reserve Bank of India cut the repo rate by 0.5% in June 2025. This has encouraged banks to lower their lending rates. However, the exact rate you get depends on things like your credit history, income, and how long you want to repay the loan.

Below is a list of the latest personal loan interest rates and processing fees from top banks as of August 2025:

Note: Interest rates and fees are indicative and may vary based on individual profiles, loan amount, and bank policies. Please refer to the official website of the above-...