Mumbai, Feb. 7 -- The Reserve Bank of India (RBI) has decided to defer certain regulations for banks, with governor Sanjay Malhotra saying that the regulator will give enough time and that it does not want to cause any disruption.

The decision is expected to come as a relief to bankers, who said that it would push credit growth.

A clutch of key regulations were to come into force in the next few months. These include asking banks to set aside a higher stock of liquid assets to meet a contingency like a potential bank run and a draft framework for lenders undertaking project finance with a phased increase in standard asset provisioning to 1-5% of loans from the current 0.4% on project loans.

While the liquidity coverage ratio (LCR) norm...