New Delhi, Jan. 31 -- The Reserve Bank of India (RBI) follows specific calendar days for Bank holidays in a month as all Saturdays are not working days for Banks. According to RBI's guidelines, Public and private banks in all states across India remain closed on second and fourth Saturday every month, in addition to closure on all Sundays. Unless a specific public or regional holiday is declared, Banks remain open on the first, third and fifth Saturdays of every month.

Since, 31 January is neither the second nor the fourth Saturday, instead it is fifth Saturday, Banks will open today and resume day-to-day operations. Hence, working professionals can complete their essential banking tasks today.

Since it's the last day of the month, curi...